Umbrella Insurance and Excess Liability Insurance

A catastrophic liability loss can have an immeasurable impact on a company’s balance sheet, operations and image. At CNA, we offer umbrella and excess liability insurance solutions that help businesses prepare for worst-case scenarios and respond to market needs. Our modern, easy-to-use policy forms provide coverage designed to be consistent with most underlying terms and conditions. And our Umbrella policies have built-in coverage enhancements for key employee replacement, crisis management, waiver of subrogation and most favorable venue.

As one of the first domestic insurance carriers to offer an umbrella policy, CNA has more than 50 years of experience underwriting commercial umbrella and excess casualty insurance. Our deep technical expertise, broad industry appetite and flexible underwriting approach allow us to develop coverage solutions that meet each business’s unique needs.

FEATURED RESOURCES

Casualty Capabilities

Umbrella & Excess Casualty Overview

OUR COVERAGES

EXCESS AND UMBRELLA LIABILITY POLICY

An A/B form with streamlined follow form coverage for lead umbrella placements.

UMBRELLA LIABILITY POLICY

A standalone form for select lead umbrella placements.

EXCESS LIABILITY POLICY

Follow form excess for layered programs.

DEDICATED CLAIMS AND RISK CONTROL SERVICES

Our Umbrella and Excess Casualty Claims team averages 20 years of experience in handling major litigation, mass tort and other highly complex claims. And our industry-leading Risk Control team uses cutting-edge technology and deep insurance expertise to provide systematic, sustainable risk mitigation solutions that can help companies protect their bottom line.